Auto Insurance in Lexington, NC
Owning a car in North Carolina means facing potential costs from accidents and other incidents. High Rock Insurance Agency can help you review your auto insurance and choose coverage that works for you.
What Are My Auto Insurance Coverage Options?
Auto insurance typically includes several types of coverage, including the following:
- Liability coverage may pay for injuries or property damage you cause to others in an accident.
- Collision coverage may cover repair or replacement costs if your car is damaged in a collision, regardless of who is at fault.
- Comprehensive coverage may help with noncollision events such as theft, vandalism, fire or weather-related damage.
- Uninsured/underinsured motorist coverage may apply if you’re involved in an accident caused by a dri
ver who has insufficient or no insurance. - Medical payments (MedPay) coverage can help pay for medical expenses for you and your passengers following an accident, regardless of who is at fault.
Who Needs This Policy?
Most drivers are generally required to have a minimum level of liability coverage, but many also opt for additional coverage. Whether you drive every day or only occasionally, having the right car insurance can help offset the costs associated with accidents.
What Factors Can Affect My Insurance Costs?
Several factors can influence your insurance rates and coverage needs, including:
- Driving history and experience
- Type and age of your vehicle
- Where you live and drive
- Coverage limits and deductibles you select
How High Rock Insurance Agency Supports Local Drivers
At High Rock Insurance Agency, we work with you to find and compare policies that fit your budget and needs. Contact us today to review your auto insurance options or get a free personalized quote.